virtual carding

A digital card, virtual card or cloud card is an online hosted, digital virtual representation of any plastic card or a generic identification method in IdM (Identity Management). A digital card, unlike a plastic card, doesn't require any physical representation in the first place as it is fully virtual and hosted online.
A digital card can emulate (imitate) any kind of plastic card but is mostly used with a credit card, loyalty card, health insurance card, driver's license, Social Security number, etc.

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