The ORCA card (standing for One Regional Card for All) is a contactless, stored-value fare and smart card system for public transit in the Puget Sound region of Washington, United States. It is valid on most transit systems in the Seattle metropolitan area, including Sound Transit, local bus agencies, Washington State Ferries, the King County Water Taxi, and Kitsap Fast Ferries. The ORCA card was launched in 2009 and is managed by the Central Puget Sound Regional Fare Coordination Project, a board composed of local transit agencies.
Physical and virtual ORCA cards are able to be loaded with "e-purse" value, similar to a debit card, and monthly passes. Physical cards are sold and reloaded at participating grocery stores, customer service centers, and ticket vending machines at transit stations. Virtual cards can be added to Google Wallet. ORCA cards offer free transfers between transit systems within a two-hour window. Some transit systems also accept debit and credit cards with near-field communication enabled as well as mobile payment platforms.
In 2018, Sound Transit contracted INIT to replace the original system with an account-based, open architecture system that would become the second generation of the ORCA card. It began its rollout in May 2022 to support new payment options and real-time account management and fare processing. Google Wallet support was added in 2024 and an expansion to support debit and credit cards rolled out in February 2026.
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