How to Use PayPal with Direct Debit to Make A Purchase This guide explains how to use PayPal to make a purchase linking your bank account using a Direct Debit. Steps: Link Your Bank Account to PayPal Link your bank account to your PayPal account to set up a Direct Debit. Make sure you have a sufficient balance in your bank account to pay for the transaction. Select a Purchase Decide what you are purchasing or who you are sending money to (example- a friend to pay back for cash). Pay Using PayPal Pay using PayPal and indicate your linked bank account as the method of payment. The Direct Debit setup means that it can withdraw the payment from your bank account even if your account balance is relatively low. PayPal will try to delete the appropriate amount from your bank. Change Payment Method After using PayPal as your payment option, check your PayPal settings. If you want to update or delete your linked payments (link a bank account or debit card) it can all be done on your PayPal account. Check your payment methods to make sure they are all current, so you do not run into any issues. Review Your Account Balance Take a look at your PayPal account to check for a negative balance or disputes. If you have questions regarding your PayPal account, reach out to PayPal