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CVV manual

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CVV Manual

SAMPLES:

USA:

carmen medina;;;5120255014331111;;;848;;;0610;;;11400 Cosca Park Pl;;;Clinton;;;MD;;;20735;;;[email protected]; ;;301-877-3192;;;


Now i want explain what is this info about .

carmen medina - Its First and Last name .
5120255014331111 - Its Credit Card Number.
848 - Cvv2 Code - its like a security code.
0610 - exp date . that mean card will be close in 06 month at 2010 year.
11400 Cosca Park Pl - Its a holder billing address.
Clinton - Holder's City
MD - State
20735 - Postal Code
[email protected] - Email
301-877-3192 - Phone

UK:

4129850795733330;;;442;;;1209;;;SH ANDREW BILLINGTON;;;16 Brantwood Drive;;;;;;Leyland;;;Lancashire;;;UNITED KINGDOM;;;PR25 3PF;;;+441772421325;;;[email protected]

SH ANDREW BILLINGTON - Its First and Last name . Where SH - mean - middle name
4129850795733330 - Its Credit Card Number.
442 - Cvv2 Code - its like a security code.
1209 - exp date . that mean card will be close in 06 month at 2010 year.
16 Brantwood Drive - Its a holder billing address.
Leyland - Holder's City
Lancashire - State - but for UK its COUTY . Like a State in USA but in Uk Couty.
UNITED KINGDOM - Country
PR25 3PF - Postal Code , some different as USA
[email protected] - Email
+441772421325 - Phone

DE:

Boris Dizdar;;;First name - Boris;;; Last Name - Dizdar;;; Street Adress - Feuerleinstr.7;;;Zip : 70193;;;City:Stuttgart;;;Phone1:17624195621;;;-;;;Email - [email protected];;; CC number - 4570945654004444;;; CVV2 Code - 533;;; exp - 1111

Anothers Country CVV seem like this - all cc have same format . You must learn it well and u willnot ask to anobody about what is this or help me with format .

CVV2 Code - Always 3digit for VISA for Master Card and for Discoverty . For Maestro in UK its 3 digit too . Only For amex its always 4 digit like 7847
Exp date - 0210 , 022010 , 1002 - same thins - but differents format . Exp date its always Month and Year .
Start date - same as ext date - but its date when credit card was open.





AMERICAN EXPRESS



Card Start :
3*** ( its American Express System - Amex ) exmp: 372312744444001

Cvv code always 4 digits .
Very nice type of cvv cards .
Dont have any Additional Security like Verified by visa and Mastercard 3d .
Prices for US amex 2-3$ . Prices for UK amex 5-10$ . Prices for EU amex 10-15$.
Home page : www.home.americanexpress.com

VISA



Card Start :
4*** ( Visa Cards ) exmp: 4425050070104977

The company operates the world's largest retail electronic payment network, managing payments among financial institutions, merchants, consumers, businesses and government entities. Before Visa Inc's IPO in early 2008, it was operated as a cooperative of some 21,000 financial institutions that issued and marketed Visa products including credit and debit cards.

In 2006, according to The Nielson Report, Visa held 44% of the credit card market share and 48% of the debit card market share in the United States.

cvv code 3 digits.

Visa offers through its issuing members the following types of cards:
Debit cards (pay from a checking / savings account)
Credit cards (pay monthly payments with interest)
Prepaid cards (pay from a cash account that has no checkwriting privileges)

******* Visa Company have alot of Verified By Visa Protection in 80% cards .

Home page : www.visa.com
http://en.wikipedia.org/wiki/VISA

MASTER CARD



Card Start :
5*** ( Master Cards ) exmp: 5453132457776950

MasterCard Worldwide (NYSE: MA) is a multinational corporation based in Purchase, New York, United States. Throughout the world, its principal business is to process payments between the banks of merchants and the banks of purchasers that use its "MasterCard" brand debit and credit cards to make purchases. MasterCard Worldwide has been a publicly traded company since 2006. Prior to its initial public offering, MasterCard Worldwide was a membership organization owned by the 25,000+ financial institutions that issue its card.

cvv code 3 digits.

Master have less MasterCard 3d Protection of Cvv cards then Visa !

home page : www.mastercard.com
http://en.wikipedia.org/wiki/Master_card


AVS
May be u heared words like this - AVS not valid - Bad AVS and etc.
AVS its billing address zip city and etc .

Private Checker
If you work with CVV cards , you must have Private Checker for urs cards . Becose only by private checker u should known real 100% result of status card . May be card declined may be approved = valid , may be low balance and etc . If u want work like a pro u must have access to some private checker .

I provide here 2 popular private checker .
Checker Second Helper - ICQ : 192138534
CCCHECKER - ICQ : 77770758

If you want get access for private checker merchant contact with any of this ICQ and buy online access for urs new accont in checker system.

Status Of Credit Cards.

If u a using checker u can see this message codes after check cards .

MESSAGE CODES:
0 - Approved. = Cards is valid .
5 - Invalid merchant information. = Bad result of check = Must to recheck in shop or store.
6 - Invalid or unsupported currency code.
7 - Field format error.
8 - Not a transaction server.
11 - Client time-out waiting for response.
12 - Declined. = no work - 100% BAD !!!
13 - Referral. Only Voice Authorization transaction. - Canot use online
22 - Invalid ABA number.
23 - Card number error.
24 - Invalid expiration date.
26 - Invalid vendor account.
30 - Duplicate transaction.
103 - Error reading response from host.
115 - System busy, try again later.
125 - Fraud Protection Services Filter - Declined by filters.

How its work ?

Checker system its merchant - place where urs card will be charge for 0.1$-3$ with system - and you will see result after that - Valid of Not Valid.

Remember !

You must remember that all private checkers only good for USA and UK cards . 90% of this cards will be live long after check .
95% of European cards and another Countys card - will die in 1-3 days after check .

Why they will die ?

Many ppl in Europe countrys have SMS alert system with Credit Cards . After you check EU card . Holder will get SMS message - that his card was use by date *** with 1$ amount for expampe. After that holder will close his card and change secuirty info .

So if u a working with EU cards - dont use private checkers before work . Try to use first u cards For shopping carding and etc and if u will get Decline in shop u can cheeck this card in Checker.

Approval Rate or Valid Rate %

We have 100 cards. You want to known what is the Valid Rate in % of this cards .
First you get a checker and starting check it .

5435569001999333 0611 461 Y - - - - 12 -
5435569001925412 0410 574 Y - - - - 0 -
5435569001925512 0410 574 Y - - - - 0 -
5435569001887634 0910 697 Y - - - - 12 -
5435569001887243 0910 697 Y - - - - 12 -
5435569001740111 0910 184 Y - - - - 0 -
5435569001740222 0910 184 Y - - - - 0 -
5435569001485333 0211 747 N - - - - 12 -
5435569001481424 0211 747 N - - - - 12 -
5435569001445222 0411 145 Y - - - - 0 -
5435569001378555 0610 096 Y - - - - 0 -
5435569001096512 0410 483 Y - - - - 12 -

i checked 12 cards

Result :

6 cards - 0 code
6 cards - 12 code

0 code = Approved = Valid = Card Work
12 code = Declined = Not Valid = Card not work .

Approval Rate(valid rate) is 50%

Verified By Visa and Master Card 3d Secure

For the last time many and many cards everyday ******* shops , stores , merchants and etc places .
For Visa and Master Card Company it was not so nice . They Loose money , big money everyday .

For Fix this Trouble Visa add special Security in there system - Verified By Visa .
Its special Secuirty Which ask u enter password to complete u order .
To get password holder must create account in Visa official site .
To open account u must have DOB , SSN , MMN - different bins - differents ask for addition info .
By the way some cards - still dont have any Verified by Visa Security.

For master Card the same situation .

To check - Have credit card This Security or dont have use this link .

https://usa.visa.com/personal/security/vbv/index.html

Press Activate Now - and fill credit card number - and yahoo - u will see result have u cc security or dont have.

CVV codes

CVV numbers CVVs, CVV2s, CVCs, and Indent CVCs are 3-digit Card Verification Values or Card Verification Codes that are all calculated using the same CVV algorithm. These values are required by payment systems such as Visa and MasterCard to authenticate their credit or debit cards. Different names are used to refer to the values depending on the particular payment system, the location of the value on the card, and the parameters passed to the CVV algorithm.

To calculate a 3-digit CVV, the CVV algorithm requires a Primary Account Number (PAN), a 4-digit Expiration Date, a 3-digit Service Code, and a pair of DES keys (CVKs).

Besides the obvious CVV variations provided by different PANs and expiration dates, most card issuers will use different CVKs for different batches of cards. Cards can be grouped by bank, by ATM network, or by other means of identifying a certain group of cards. Cards in the same batch will often use the same service code. This service code to the CVV algorithmis usually non-zero. One CVV variant, now commonly called CVV2 (Visa), or Indent CVC (MasterCard), uses '000' as the service code parameter to the CVV algorithm. Sometimes a card will have both a traditional CVV and a CVV2.

Another variation to the CVV algorithm can be introduced by changing the format of the expiration date. While the date is always the concatenation of the 2-digit month (MM) andlast 2 digits of the year (YY), it can be in either YYMM or MMYY formats. For instance, Visa CVV2s are usually calculated using the YYMM format.
 
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